Who We Are
We serve as fiduciaries, putting your needs first. Our philosophy is based on decades of academic research on capital markets and the science of investing.
What We Do
We provide guidance and expertise on investing, retirement, and estate planning while leveraging our combined expertise to manage tax-efficient portfolios.
How We Serve
We believe in delivering ‘legendary service’ and being ‘relentless about improvement’. Our passion for helping others is the foundation of our work.
Fiduciaries, Putting Your Needs First What Sets Us Apart
Saltmarsh Financial Advisors is a registered investment advisor and maintains a fiduciary relationship with clients. Our team has earned some of the industry’s most recognizable designations, including Certified Financial Planner (CFP®), Accredited Asset Management Specialist (AAMS®), Certified Financial Analyst (CFA®) and Certified Public Accountant (CPA).
Insights
Turning Savings Into Paychecks: Wise Withdrawal Strategies for Retirees
2026 Estate Planning: 10 Essential Strategies Every High-Net-Worth Family Should Review
Saltmarsh Financial Advisors Recognized as Top Wealth Advisory Firm by Accounting Today
Recent News
Turning Savings Into Paychecks: Income Planning Strategies for Retirees
09/08/2026 - By Sarah Horne
Retirement is often described as the reward for years of saving and investing. But once you retire, your financial priorities change. Instead of focusing primarily on building your portfolio, you now need to use your savings to support your lifestyle.
Long-Term Care Planning: Protecting Your Retirement, Your Assets & Your Family
07/20/2026 - By Christina Doss, AAMS
While these are critical components of a successful financial plan, one of the largest financial risks retirees face is often overlooked: the potential need for long-term care.
A Quarter of Reversal: Markets & the Economy in the Second Quarter of 2026
07/16/2026 - By Michael Hall
Explore Saltmarsh Financial Advisors' Q2 2026 market commentary covering AI-driven markets, inflation, Federal Reserve policy, and investment outlook.
Investment Newsletter
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Saltmarsh Financial Advisors, LLC
900 N. 12th Avenue Pensacola FL 32501
Local Phone: (850) 435-8300
Email: info@saltmarshfa.com
2026
Saltmarsh • Privacy Policy
Saltmarsh Financial Advisors, LLC operates in connection with the brand Saltmarsh. Saltmarsh is the brand name under which Saltmarsh CPAs, Inc. and Saltmarsh, Cleaveland & Gund provide professional services. Saltmarsh CPAs, Inc. and Saltmarsh, Cleaveland & Gund practice as an alternative practice structure in accordance with the AICPA Code of Professional Conduct and applicable law, regulations and professional standards. Saltmarsh CPAs, Inc. is a licensed independent CPA firm that provides attest services to its clients. Saltmarsh, Cleaveland & Gund and its subsidiary entities, which are not licensed CPA firms, provide tax, advisory, and other non-attest services to its clients. The entities falling under the Saltmarsh brand are independently owned and are not liable for the services provided by any other entity providing the services under the Saltmarsh brand. Our use of the terms "our firm" and "we" and "us" and terms of similar import, denote the alternative practice structure conducted by Saltmarsh CPAs, Inc. and Saltmarsh, Cleaveland & Gund.